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When injured as a result of an automobile accident there are two possible claims for which we can provide legal services. First, where an individual sustains bodily injury, which arises out of the defendant’s negligent operation of a motor vehicle, the injured person is entitled to compensation for the non-economic losses or damages sustained. Second, non-economic damages refer to bodily injury in the form of physical pain and suffering, disability or physical impairment, denial of social pleasures, etc. The law requires that the injured party sustain a threshold injury, defined under the law as “serious impairment of a bodily function,” which will require objective medical evidence in support of that injury and which injury must affect a person’s normal daily activities.
Because Michigan is a no-fault state, when a person sustains accidental bodily injury arising out of the ownership, operation, maintenance or use of a motor vehicle, an insurance company is responsible for paying the following economic benefits:
Medical Expenses: Covers medical bills;
Wage Loss: Covers lost wages for missing work;
Attendant Care: Covers in-home nursing care;
Medical Mileage: Covers for mileage to medical appointments;
Replacement Services: Covers household chores, services and child care;
Home modifications: Covers expense for making your home accessible in case of disabling injury;
Vehicle Modifications: Cover expense for making your vehicle accessible in case of a disabling injury.